Job Description
Job Responsibilities
- Conduct comprehensive credit assessments for corporate and commercial banking clients, including financial analysis, cash flow evaluation, industry assessment, and risk identification.
- Review and evaluate new credit applications, renewal requests, amendments, waivers, and annual credit reviews.
- Prepare and present detailed credit proposals and recommendations to relevant approval authorities and credit committees.
- Monitor portfolio quality, identify emerging risks, and recommend appropriate risk mitigation measures.
- Ensure compliance with internal credit policies, regulatory requirements, and risk management frameworks.
- Perform covenant monitoring, financial spreading, and ongoing credit surveillance of existing borrowers.
- Work closely with Relationship Managers to structure credit facilities that meet clients’ financing needs while maintaining prudent risk standards.
- Review loan...