💼 Full-Time Position

AVP - Credit Officer (Underwriting) - Wholesale Banking

🏢
SMBC Group
📍 India, India, India
📍
Location
India, India
📅
Posted
June 21, 2026
Type
Full-Time
🎯

Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.

Job Description

Responsibilities

  • Independently review and assess diverse credit applications submitted by Business Units, providing objective and thorough evaluations.

  • Prepare clear, concise executive summaries for submission to approval authorities, highlighting key credit risks and recommendations.

  • Collaborate with senior credit officers to develop a deep understanding of legal documentation and proactively review term sheets and credit agreements.

  • Support incumbent credit officers and senior management in credit evaluation, underwriting, and portfolio management activities.

  • Develop and implement action plans to address credits showing signs of deterioration.

  • Coordinate with Business units and ensure accurate recording and maintenance of deal details and credit monitoring data in internal system.

  • Conduct periodic credit portfolio analysis across various parameters.

  • Monitor credit exposure concentrations in...