Job Description
Create the future with Affin! You too can make a difference.
We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.
- Evaluate credit applications for SME/Commercial clients, including new, renewal, and enhancement requests.
- Perform financial analysis on audited accounts, management reports, and cash flow projections.
- Assess creditworthiness by analyzing business models, industry risks, repayment capacity, and collateral adequacy.
- Prepare credit proposals and Memorandum of Approval (MA) for submission to Credit Committee.
- Ensure compliance with internal credit policies, regulatory guidelines, and risk management frameworks.
- Engage with Relationship Managers to clarify business background and structure appropriate financing so...