💼 Full-Time Position

Commercial Credit Risk Review Analyst - Bellaire or Victoria

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Prosperity Bank
📍 Main Ridge, Victoria, Australia
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Location
Main Ridge, Australia
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Posted
June 13, 2026
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Type
Full-Time
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Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.

Job Description

POSITION PURPOSE

Analyze and conduct systematic loan reviews of commercial loan relationships to ascertain adequacy of credit quality and compliance with established policies. Identify credit risk and assign a credit risk grade.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

Analyst completes Loan Reviews independently. 

Perform loan reviews of existing commercial loans:

  • Compile & input loan and financial data obtained from loan system and file documents into individual loan review forms.
  • Perform cash flow adequacy analysis, balance sheet analysis, trend analysis, collateral valuation adequacy analysis, and other credit quality assessments relevant to the credit grade determination of the loan(s). 
  • Recommend credit risk grades and provide supporting reasons.
  • Identify documentation and policy exceptions in the individual report

    • Spreading and analysis of commercial financial statements & tax returns of existing l...