Job Description
Work Setup: Hybrid (3x Onsite, 2x WFH)
Work Schedule: Monday to Friday, 12:00 PM to 9:00 PM
Credit Analysis and Modeling Support
- Deal Sighting and Fact Gathering:
- Compile quick fact packs for initial deal screenings, including sponsor profile, asset details, tenancy, location, comparables, proposed leverage, and exit routes.
- Run and calculate high-level credit metrics such as Loan-to-Value (LTV) (Day 1 and on exit), Interest Coverage Ratio (ICRt) / Debt Service Coverage Ratio (DSCR), and refinance coverage.
- Assess the borrowers Net Worth and review Asset Liability Income and Expenditure statements.
- Initial Financial and Risk Review:
- Consider the suitability of the real estate asset as security, and the ability to exit or repay the Bridge loan, via sale or refinance.
- Where relevant, create a real estate cash flow to determine suitability of assets and refinance.
- Co...