Job Description
Job Title: Credit Manager (Cape Town)
Key responsibilities
Credit Model Development & Enhancement
- Lead the design, development, and continuous improvement of credit models, scorecards, and analytics tools
- Analyse and integrate data to refine credit decisioning systems, ensuring they align with industry best practices and regulatory standards.
Credit Automation & Decisioning
- Drive automation initiatives to streamline credit evaluation and approval processes.
- Make credit recommendations and approve credit applications within authorized mandate levels, ensuring the placement of quality assets.
- Implement responsible lending practices to minimize risk and ensure compliance.
Risk Management
- Assess and manage credit risk across new and existing client portfolios.
- Conduct thorough credit assessments to ensure the acquisition of high-quality assets whil...