Job Description
Assurance Micro-Credit Enterprise is looking for a results-driven and analytical Credit Officer to join our team. If you have a sharp eye for financial risk and a passion for portfolio management, we want to hear from you.
The Role
As a Credit Officer, you will manage the full credit cycle—from assessing new loan applications to overseeing the recovery of funds. Your goal is to grow a healthy loan portfolio while minimizing institutional risk.
Key Responsibilities
1. Credit Assessment & Approval
● Review loan applications for accuracy and compliance with internal policies.
● Analyze financial statements and business plans to determine borrower creditworthiness.
● Recommend loan approvals or declines based on risk appetite.
● Structure loan terms and pricing to effectively mitigate risks.
2. Portfolio & Risk Management
● Monitor existing loans to ensure healt...