Job Description
A reputable rural bank in Ashanti Region is looking for experienced and suitably qualified person to be considered for the following vacant position: Credit Officer
Job Purpose
• Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios.
• To be successful in this role, you should have a good understanding of lending procedures and customer service experience
Responsibilities
• Review loan requests
• Assess clients financial status to evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Calculate financial rations (e.g. credit sources and interest rates)
• Maintain updated records of loan applications and set up payment plans for customers
• Follow up with clients about loan renewals
• Monitor pr...