Job Description
Fruit Micro Credit invites applications from suitable qualified applicants for the position of a Credit Officer to strengthen our operations at Accra and Kasoa
Job Summary
This is a performance-driven role requiring strong experience in credit assessment, loan
recovery, and portfolio management. Successful candidates must enforce repayment discipline,
control risk exposure, and maintain high portfolio quality.
Key Responsibilities
• Identify and recruit qualified micro and small business clients in line with company policy.
• Conduct thorough client assessments, loan appraisals, and field investigations.
• Mobilize, disburse, and ensure strict recovery of loans to maintain a Portfolio at Risk (PAR) not exceeding 5%.
• Consistently chase delinquent and default clients to demand repayment in line with recovery procedures.
• Submit accurate daily, weekly, and monthly reports on disbursemen...