Job Description
A reputable rural Bank in the Bono East Region of Ghana invites applications from suitable candidates for the following position: Credit Officers
Job Purpose
• The Credit Officer shall be responsible for preparing loan applications, evaluating clients financial information and calculating risk ratios
• To be successful in this role, the applicant should have a good understanding of lending procedures and customer service experience
Responsibilities
• Review loan requests
• Assess clients financial status to evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approval or reject loan requests
• Calculate financial ratio (e.g Credit sources and interest rates)
• Maintain updated records of loan applications and set up payment plans for customers
• Follow up with client for loan renewals
• Monitor progress of e...