Job Description
Job Description
The position is primarily responsible for evaluating the status of accounts on post approval, sampling basis in terms of repayment capacities, condition to allow management to take prompt corrective action and prevent further deterioration of the accounts and assessing the unit's compliance to policies and procedures by citing lapses, exceptions, violations and other potential problems before the safety and soundness of the loan portfolio becomes a serious issue.
Duties And Responsibilities
- Assess the portfolio quality of the borrowers via classification of accounts based on internal guidelines.
- Validates the risk rating/credit scorecards performed by Account Officers during portfolio reviews and the report discrepancies and/or errors in rating, if any, for eventual correction.
- Ensures that all data, information required for clearing, report preparation are encoded/presented in the Credit Review Sheet of each a...