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Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.
Job Description
Responsibilities
- Protect the company from fraudulent accounts by conducting thorough investigations and reviews of all accounts being processed.
- Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers.
- Evaluate the risk profile of borrowers by analysing factors such as income stability, debt‑to‑income ratio, credit history, collateral, and industry trends.
- Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications.
- Verify the accuracy and completeness of loan documentation, including legal and financial documentation, and identify any potential discrepancies or red flags.
- Utilise financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions.
- Prepare detailed credit rev...