💼 Full-Time Position

Credit Risk Analyst

🏢
EXL
📍 Bengaluru, Karnataka, India
📍
Location
Bengaluru, India
📅
Posted
June 05, 2026
Type
Full-Time
🎯

Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.

Job Description

Credit Risk
Job Description:
A successful candidate would work as an EXL consultant with a leading US Financial Services
Organization on an unsecured lending portfolio. The job will require the consultant to work on:

· Support tactical & strategic risk analytics initiatives for US based banks’ Risk team
· Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions
· Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
· Policy analytics to make sure correct customer segments are targeted and acquired
· Recommend changes to business strategy and risk management policies
· Build reporting/BI frameworks for Risk teams within the organization
· Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post ...