Job Description
Scouting candidates for Financial Spreading, Covenant monitoring & Testing and Quality check
Role & responsibilities
- Analyzing and spreading the financial statements in Moody’s Risk Analyst (MRA) / Creditlens / client customized templates
- Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
- Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
- Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures.
- Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics.
- Screening the credit agreements and analyzing the financial covenants applicable to the borrower
- Monitor Covenant compliance and repo...