💼 Full-Time Position

Credit Risk Analyst, Transaction Banking

🏢
Virtuous Advisors & Resources Private Ltd (Virtuous Resources)
📍 India, India, India
📍
Location
India, India
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Posted
May 31, 2026
Type
Full-Time
🎯

Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.

Job Description

About the Role


A credit professional with expertise in supply chain finance and working capital lending, seeking to drive sound credit decisions through in-depth financial analysis, risk assessment, and proactive portfolio monitoring while maintaining high credit quality and regulatory compliance.


Responsibilities


  • Credit appraisals – Anchor proposals, Spoke proposals which will include Vendor Finance, Inventory Finance, Sales Bills discounting, Purchase bill discounting, Pre-shipment, TREDS, WC loans etc.
  • Conduct historical financial analysis along with futuristic projections scenarios, Industry and Market trends, transaction analysis (i.E. structure issues, collateral, etc.), cash flow analysis/financial modelling, rating sheets that identify major trends, issues, identifying key risks, strengths and weaknesses of the client/transaction. Provide complete assessment and recommenda...