💼 Full-Time Position

Credit Risk Manager, EU

🏢
Somi AI
📍 barcelona, cataluña, Spain
📍
Location
barcelona, Spain
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Posted
June 06, 2026
Type
Full-Time
🎯

Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.

Job Description

Credit Risk Manager – Spain

About the team

Our Borrowing (lending) business is growing rapidly across existing products and new initiatives. We aim to create a genuine feel‑good factor when it comes to personal credit and are looking for driven, analytical and creative individuals to help us achieve this goal.

Responsibilities

  • Lead a team of analysts that develop credit and pricing strategies for our borrowing products and distribution channels.
  • Work closely with borrowing squad leadership to develop and execute an ambitious growth strategy.
  • Collaborate with engineering, marketing, product, risk, and control teams to design and deliver new products and customer journeys.
  • Lead the development and maintenance of NPV models and affordability strategies that underpin underwriting decisions.
  • Monthly monitor and report borrowing performance to stakeholders up to the executive level.
  • Buil...