Job Description
Description
Summary:
Credit Underwriter - Inventory Finance is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing.
Duties and Responsibilities:
+ Underwrite high quality credit narratives in support of new and existing loans. Review and analyze various transactions. Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc.
+ Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information.
+ Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow.
+ Research industry trends and risks.
Summary:
Credit Underwriter - Inventory Finance is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing.
Duties and Responsibilities:
+ Underwrite high quality credit narratives in support of new and existing loans. Review and analyze various transactions. Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc.
+ Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information.
+ Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow.
+ Research industry trends and risks.