Job Description
Job description:
Position Summary:
A Field Credit Investigation Officer is responsible for conducting in-person investigations and assessments to verify the creditworthiness of loan applicants. This includes validating personal and business information, evaluating the borrower’s capacity and character, and providing risk-based recommendations for credit approval.
Key Responsibilities:
- Conduct field visits to applicants’ residences, businesses, and references
- Interview applicants and third parties to verify employment, business operations, financial status, and personal character
- Assess the five Cs of credit: Character, Capacity, Capital, Conditions, and Collateral
- Perform ocular inspections of pledged collaterals and validate ownership and marketability
- Gather photos, GPS coordinates, and documentation during field investigations
- Prepare detailed credit investigat...