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Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.
Job Description
Functional (job Responsibilities)
- Strategic Product & Revenue Leadership
- Portfolio Growth: Lead the end-to-end development and management of high-yield mortgage product (Conventional and Islamic) to achieve business objectives and loan base growth, with Revenue Optimization: Develop and manage fee-income structures and anti-attrition strategies to protect yields and minimize portfolio erosion caused by refinancing.
- Value Chain Orchestration: Partner with sales and credit stakeholders to streamline the mortgage value chain, including submission, approval, acceptance, execution, and disbursement.
- Regulatory Alignment: Ensure all products, documentation, and pricing strategies strictly comply with BNM guidelines, ABM requirements, external and internal governance.
- Digital Transformation & Operational Governance
- Strategic Digitalization: Represent the Mortgage business in critical digitalization and regulatory projects...