Job Description
Description
& Summary:The Analyst will support credit card portfolio risk management through data-driven analysis, performance monitoring, and risk insights. The role focuses on assisting senior analysts and managers in portfolio monitoring, acquisition risk analysis, credit policy evaluation, and model performance tracking, with increasing ownership over defined analytical modules.
Responsibilities:
Portfolio Monitoring & Risk Analysis
· Track portfolio performance metrics including delinquency, roll rates, losses, and utilization.
· Perform trend, vintage, and cohort analysis to identify early risk signals.
· Support creation and maintenance of risk dashboards and MIS.
Acquisition & New Account Risk
· Analyze performance of new account vintages by channel, product, and segment.
· Monitor early delinquency and first-payment default trends.
· Support evaluation of acqui...