Job Description
<b>US Residential Mortgage Underwriter</b><br /> <b>Chennai</b><br /> <br /> <b>Shift:</b> US Shift / Night Shift<br /> <br /> <b>Job Summary</b><br /> We are seeking an experienced US Residential Mortgage Underwriter to evaluate and underwrite Conventional, FHA, VA, and Jumbo mortgage loan applications. The candidate will be responsible for assessing borrower creditworthiness, analyzing income, assets, liabilities, collateral, DTI, and LTV ratios, and rendering sound credit decisions while ensuring compliance with FNMA, FHLMC, FHA, VA, and investor guidelines.<br /> <br /> <b>Key Responsibilities</b> <ul> <li>Underwrite residential mortgage loans including Conventional, FHA, VA, and Jumbo loans.</li> </ul> <ul> <li>Review and analyze borrower income, employment, assets, liabilities, and credit history.</li> </ul> <ul> <li&...