Job Description
Job Description
Design and optimize data-driven credit related strategies for consumer and SME loans, including anti-fraud, collection, and risk policies. Evaluate the creditworthiness of new applicants and monitor the life-time financial performance of existing customers. Conduct data analysis on risk exposure and profitability to identify opportunities for product and strategy improvement. Provide credit risk insights and recommendations to internal teams and stakeholders. Develop and track key indicators to detect fraudulent activities and optimize risk strategies to control the risk Work with internal Product and Data Science team to ensure that the credit risk strategies are implemented accurately Assess business operations and market trends to enhance competitive positioning.
Requirements
Bachelor's degree in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, or related fields. Strong analytical skills and experience in data management....
Design and optimize data-driven credit related strategies for consumer and SME loans, including anti-fraud, collection, and risk policies. Evaluate the creditworthiness of new applicants and monitor the life-time financial performance of existing customers. Conduct data analysis on risk exposure and profitability to identify opportunities for product and strategy improvement. Provide credit risk insights and recommendations to internal teams and stakeholders. Develop and track key indicators to detect fraudulent activities and optimize risk strategies to control the risk Work with internal Product and Data Science team to ensure that the credit risk strategies are implemented accurately Assess business operations and market trends to enhance competitive positioning.
Requirements
Bachelor's degree in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, or related fields. Strong analytical skills and experience in data management....