Job Description
Role purpose
As a Scorecard Developer, you’ll develop and maintain credit scoring components and associated calibrations that support approval and risk strategies across products and markets. You’ll focus on building high-quality features, ensuring scores are stable and explainable, and delivering robust PD-to-bad-rate calibrations that translate model outputs into decision-ready risk measures.
Key responsibilities
· Develop and maintain scoring solutions and supporting artefacts used in credit decisioning (application and/or behavioural scoring, segmentation, risk signals).
· Own feature engineering for scoring: create, test and document variables from bureau, application, transactional and repayment data; ensure stability, interpretability and data quality.
· Contribute to model development and tuning using modern machine l...