Job Description
Senior Analyst – Credit Eligibility
Join our Credit Eligibility team at M-KOPA to shape credit risk and eligibility decisions for millions of people across Africa. The role directly influences who gains a loan, on what terms, and how we manage risk at scale, blending financial inclusion with data science.
What You'll Do
- Analyse repayment data and other data sources to continuously improve credit scorecards and eligibility criteria while managing credit risk.
- Refine loan pricing based on credit analysis and customer behaviour.
- Test new loan types to understand customer demand and credit performance.
- Monitor credit performance to detect risk shifts and quantify margin impact.
- Test the predictiveness of new data sets for eligibility criteria purposes.
- Use Python, SQL, and other tools to drive data insights.
- Work with data scientists to leverage machine learning models as part of loan eligib...