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Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.
Job Description
Qualifications
- Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA
- Ability to query, interpret, and present complex data clearly to support decision-making processes.
- Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycle
- Proven experience of successfully managing a team of credit analysts.
- Detail-oriented and able to work independently
Responsibilities
- Conduct credit reviews and credit approvals
- Manage the customer database and provide input regarding limits, ratings, Loss Given Default (LGD)
- Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company
- Manage credit risk appetite (limits) by scrutinizing current portfolio exposures
- Keep portfolio current by reviewing at least once in a 12-month per...