Job Description
At most companies, credit policy goes through a committee. At Nelo, you own it. We're $500MM in GMV, profitable, and growing — and the person who will map our bureau data and tighten the credit box hasn't joined yet.
You will set and iterate on approval and decline rules, line assignment, pricing, and loan duration policies for a portfolio of Mexican consumers. You'll write your own SQL, run your own experiments, and make changes that show up in gross profit. The outcomes are specific: model portfolio resilience in month one, close cohort variance gaps by month three, and generate a 1pp gross profit gain by month four. Within a year, the credit policy changes you make should produce $1MM in cumulative gross profit that wouldn't have existed otherwise.
About Nelo
Nelo is a (profitable) leading consumer fintech and e-commerce platform in Mexico, with >$500MM in annualized GMV and >$80MM in annualized revenue. Our mission is to increase consumers' buying po...