💼 Full-Time Position

Senior Underwriter

🏢
NFM Lending
📍 Encinitas, CA, United States
📍
Location
Encinitas, United States
📅
Posted
June 06, 2026
Type
Full-Time
🎯

Full-Time Opportunity: This is a permanent, full-time position with a competitive package and real career growth potential.

Job Description

Salary Range $90,000.00 - $130,000.00 Salary
Position Type Full Time

Description

Position Summary:

The Senior Mortgage Underwriter is responsible for evaluating residential loan applications to ensure sound credit decisions in accordance with investor guidelines, regulatory requirements, and company policies. This role serves as a subject matter expert in complex loan scenarios, provides mentorship to junior underwriters, and supports cross-functional collaboration to drive operational excellence, risk mitigation, and superior service delivery.



Qualifications:


+ College degree in business, finance, or a related field preferred; equivalent professional experience will be considered.

+ Minimum of five (5) years of mortgage underwriting experience.

+ FHA Direct Endorsement (DE) certification with at least two (2) years of FHA underwriting experience required.

+ VA Credit/SAR authorit...