Job Description
Roles and Responsibilities Handling Cases for Home loan. Assessment of borrowers profiles , repayment capacity and income stability Understand and interpret results of financial analysis, banking analysis and bureau reports Analysis of all customer related information in line with credit & risk policy to check eligibility Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement Visiting business premise, property and residence of customer at the time of PD Understanding credit worthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD. Study, analysis and interpretation of legal & technical reports of property Underwriting and sanction of Home loan/loan against property files sourced by sales team Maintaining TAT as per guidelines and taking case to decision point. ...